Disability Claims – Surrey
Bungay Law Office is a Surrey Law Firm that specializes in Disability Insurance Claims. For over 15 years, our experienced team have been helping people in Surrey fight insurance companies to get their disability claims paid out.
Surrey Disability Claims Lawyers
Call us today for a free consultation 604-512-0301
We also have offices in Vancouver and Abbotsford:
Vancouver Disability Lawyers – Abbotsford Disability Lawyers
Unlike some other law firms, we do not charge any legal fees to discuss your disability claim. You can consult with us any time, in person or over the phone, free of charge. Our disability lawyers will hear your story, answer your questions, and let you know if you have a case.
If you do have a claim, we take on your case and represent you against the insurance company. We do not charge you any legal fees while we act as your disability lawyers. The only time we charge a fee is if you win money at the end of your case. If you win, we charge you a percentage of your total final settlement. If you lose your case, you do not pay any legal fees. In other words, we offer no risk of paying legal fees with the potential for a great reward.
Experience Counts
If you are considering hiring a disability lawyer, it is important for you to remember that experience counts. A more experienced lawyer is likely to be able to get you a better result than someone who does not understand the insurance system. At Bungay Law, we have been dealing with insurance companies for over 15 years. It is part of our daily routine to deal with companies such as Great-West Life, Sun Life, Manulife, and RBC Insurance. When picking your lawyer, make sure you pick someone who knows how to handle these aggressive insurance companies.
How do we help with your Disability Claim?
At Bungay Law, we help you by immediately starting legal proceedings on your behalf. This means we file Court documents against your insurance company and threaten to take them to Court over your disability claim. Other firms may send letters and politely ask for money. We do not take any chances with such an overly nice approach. From day one, we let insurance companies know that a lawyer is on the attack, and ready to defend your rights.
We also make sure your disability claim documents are properly filled out and submitted. Often, many people who apply for disability insurance are not told how to fill these forms out. The insurance company doesn’t want you to know how to fill them out because this gives them a chance to deny you. However, specific detailed information is often required for the insurance company to approve your claim. We review your claim documents very carefully and make sure the insurance company is provided with all of the medical and legal information they need to recognize your disability.
At Bungay Law, our disability lawyers also make sure the insurance company knows the real story about your disability. Most often, these insurance companies only have a snapshot of what your life is like. They make decisions to deny your claim, and ruin your life, based on a few pieces of paper. Our disability team fills in these important blanks. We interview people in your life who can support your disability claim. For example, we interview any past employers or co-workers who can outline the struggles you had with work. Similarly, we talk to your loved ones and make sure their voices are heard as well in the claims process. In this way, we make sure the insurance company has the right evidence. We force the insurance company to see you as a person instead of just a name on paper. We make sure the insurance company knows who you really are, and what your story really is.
Common Questions – Disability Claims
How much is my disability claim worth?
Most disability claims are potentially worth the monthly amount up to the age of retirement. In other words, if your policy says you get benefits until age 65, the potential value of your claim is all of your benefits from the present up to age 65. The insurance company usually tries to negotiate a settlement that includes some, or all of those benefits paid out in one lump sum.
Why did the insurance company deny my disability claim? I really cannot work, I do not understand how they can do this?
Insurance companies deny disability claims, often, because it is in their financial interest to do so. They have a bottom line at the end of every month just like any other business. They make their profits by taking premiums and then refusing to pay claims. If they pay too many claims, they will lose profits. Because they are a business, the requirements they have to prove disability are extremely rigid and strict. Often, a disability lawyer is needed to overcome the insurance company’s test for a disability which is often unfair.
The insurance company said I can appeal the disability claim decision. What does this mean? Should I appeal?
The insurance companies always send letters saying their decisions can be appealed. This leads people to believe there is hope. It is important to remember that these letters saying you can appeal are form letters, meaning the same type of letter is sent to almost everyone whose claim is denied. These “appeals” usually have no meaning, in our opinion, other than to give you false hope. If you do get a letter saying your disability claim can be appealed, it is important to get legal advice from an experienced lawyer before taking any further action.
Why should I hire Bungay Law?
Bungay Law is 100% on your side and works on a contingency. This means we work very hard for you, but you do not have to pay us anything while we are doing this hard work. Most law firms do legal work on an hourly paid basis. We offer you a great experience at no up-front cost.
Also, hiring us means removing much of the stress that comes from you dealing personally with the insurance company agents. There will be no more phone calls between you and the insurance company about your disability claim. After you hire us, all communications about your disability claim go-between Bungay Law and the insurance company. We leave you out of the picture so you can relax and let us do the heavy lifting for you.
Surrey Disability Claims Lawyers
Call us today for a free consultation 604-512-0301
We also have offices in Vancouver and Abbotsford:
Vancouver Disability Lawyers – Abbotsford Disability Lawyers
Overall rating of Google reviews – Surrey Location
4.7 out of 5 STARS
RETURN TO: Surrey Disability Lawyers
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